We are one of the few banks that provide you with the same 16 digit digital card and physical card number. Your digital card is available to use immediately after account opening. When your physical card arrives, you will not have to update your 16 digit card number. The physical card will have a different expiry date and cvv to protect your account while the card is in the mail. Once you activate your physical card, the expiry date and cvv of your digital card will change to that of the physical card. After activation of physical card, your digital card and physical card will have the same 16 digit number, expiry date and cvv.